Livelihood & Financial
Empowerment

DHMRF is dedicated to building sustainable livelihoods and fostering financial independence among marginalized communities in Maharashtra. Our initiatives focus on creating cooperative enterprises, supporting farmers, and strengthening self-help groups to boost economic self-reliance. Through active guidance and training, we help women, youth, and farmers form organizations that provide fair prices, improve saving habits, and enable collective entrepreneurship.

• Cooperative Societies & Industries: We establish and promote cooperatives such as Raiyat Industries and Raiyat Women's Association, supporting production, processing, and local entrepreneurship for unemployed yet skilled youth.
• Group & Contract Farming: We empower farmers by helping them create groups registered under company law and by implementing contract farming and agro-based industries, ensuring better value for their products and economic security.
• Women’s Self-Help Groups: Through extensive self-help, savings, and credit associations, we enhance women’s ability to support their families and lead financially independent lives.
• Financial Awareness & Support: DHMRF educates communities on banking, credit, and consumer rights, and supports citizens facing issues with banks, fraud, or financial exploitation.

Our goal is to transform communities from dependency to self-reliance, laying the foundation for long-term prosperity and economic justice.